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Spouse refusing to pay the joint debts

Posted on February 9th, 2012 by Amy Montes in Debts, Divorce

Is your spouse refusing to pay his or her share of the credit card debt?  If this was a joint credit card, look out, the credit card company will come to you for payment.

Even though your spouse has an official legal order to pay off certain debt, the account will remain in both of your names until it reaches a zero balance.  When you first opened the account you entered into a legal agreement saying you will pay the money.  Don’t rely on your spouse to pay it off – it’s a big risk you don’t want to take.

Don’t let your spouse’s unwillingness to make payment ruin your credit rating.  The first thing to do is contact all three credit agencies and explain the situation.  You probably should attach a copy of your divorce decree showing he or she is responsible for this debt.  If all else fails, pay off the debt and save your credit rating.

If you need help or have questions that need answers, contact an experienced Orange County Family Law attorney who can explain your legal options to you and get you on the road to a new and brighter future.

Tags: attorney, credit cards, creditors, debts, Divorce, ex-spouse, joint account

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