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Joint debt

Posted on June 28th, 2012 by Amy Montes in Debts, Divorce

Your final divorce agreement says your spouse is responsible for paying the credit card debt.  What happens if he or she doesn’t?

Even though there is a court order for your spouse to pay off certain debt, the account will remain in both of your names until there is a zero balance.  A joint account means that both of you are responsible for any balances and if your spouse does not take care of this debt, your credit score may be affected.

Your best bet is to contact the credit companies and tell them what is happening in a written letter.  Make sure you attach your divorce decree showing he or she is responsible for the debit.

If nothing is working, contact an experienced Orange County Family Law attorney who will advise you how to proceed and how to protect your credit.

Tags: attorney, credit companies, debt, Divorce, divorce decree, ex-spouse, joint account

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Our legal team is dedicated to helping individuals achieve new beginnings after divorce and other complicated family law issues. Attorney Amy Montes', dedication and experience led to her being named one of 2009's Who's Who in Orange County in Orange County Lawyers Magazine.

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The Law Office of Amy M. Montes
18881 Von Karmen Ave. Suite 290 Irvine,CA92612
Phone714-731-8600Fax714-731-8603Websitemontesfamilylaw.com/

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The Montes Law Firm, APC provides comprehensive family law representation for individuals throughout Orange County, California, including the communities of Irvine, Santa Ana, Tustin, Anaheim, Costa Mesa, Fullerton, Orange, Seal Beach, Huntington Beach, Villa Park, Yorba Linda, Aliso Viejo, Brea, Buena Park, Cypress and Fountain Valley.

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